Harris Mortgages

At Harris Mortgage, we understand the excitement and challenges that come with buying your first home. That’s why we’re dedicated to providing personalized support and expert guidance every step of the way. Our team is committed to helping you find the perfect home that fits your needs and budget.
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Loan Options

Refinancing

How to Save

Mortgage Options

Through my professional network I have access to over 65 lenders, but remember the best part is as a Mortgage Agent I work for YOU not the lenders.

About Me

I am completely mobile and as such available 7 days a week. I am proud to say that I have partnered with Clover Mortgage, a 5-star mortgage brokerage in Ontario. The benefit to you is we guarantee our rates and with 1 credit check you have access to all the mortgage options available. My expertise is to find mortgage options for clients who are struggling with credit and have no income proof or are self employed. I work to find best short time solutions for 2nd or 3rd mortgages in order to get you back to a better position in 6 to 12 months time. Reach out today to discuss your personal situation.”

My main focus is to find clients who are looking to refinance, or get 2nd or 3rd mortgage as their credit score is low or income proof have issues. The prime A lenders as well B lenders are not able to offer them solutions hence they are looking for a private mortgage. I am licensed as a Level 2 agent which allows me to deal with private mortgages. I have access to direct private lenders, Mortgages Investment corporations and B lenders to offer solutions. I can offer mortgages all across Canada but mainly focus all across Ontario.

Why Choose Us

The advantage of working with me is that I will offer advice based on the best solution for the client not the lenders as I am looking to build relationships in order to get future business plus referrals. My goal is to guide clients for the best option for them, which may even be them going to their bank directly rather than working with me if that is best for them. I am not here for a quick deal rather than a long term relationship.

Services

Mortgage For First Time Home Buyers

Welcome to Harris Mortgage, where your journey to homeownership begins! If you’re a first-time buyer, you’re in the right place. Purchasing your first home is an exciting milestone, but it can also feel overwhelming. Don’t worry, we’re here to simplify the process and make your dream of owning a home a reality.

Mortgage With Prime Lenders A and B

Harris Mortgages offers competitive interest rates, flexible loan terms, a variety of loan programs, and streamlined application process with our Prime Lender A service. It is known for its competitive interest rates and flexible mortgage products tailored to diverse borrower profiles.

Prime Lender B distinguishes itself with personalized service and innovative mortgage solutions designed to meet the unique needs of homebuyers. It also includes personalized guidance, specialized programs , superior customer service, innovative technology.

Private Mortgages

At Harris Mortgages, we love helping customers with their private mortgage options. Unlike traditional mortgages provided by banks or credit unions, private mortgages involve borrowing funds from individuals or private entities. These loans are often sought by borrowers who may not qualify for conventional financing due to credit history, income source, or property type.

Commercial Mortgages

Explore unparalleled financial opportunities with our commercial mortgages. Tailored to suit the unique needs of businesses, our mortgage solutions offer competitive rates and flexible terms, empowering you to secure the perfect space for your commercial endeavors. Unlock growth and stability for your business with our expertly crafted commercial mortgage options.

Business Loans and Car Loans

With our business loans and car loans we empower entrepreneurs and individuals alike to achieve their financial dreams. Whether you’re looking to launch a new business venture or hit the road in your dream car, we offer tailored financing solutions to support your aspirations.
Business Loans: Fueling Entrepreneurial Ambitions
Starting or expanding a business requires capital, and our business loans are designed to provide the financial foundation you need to thrive.
Car Loans: Driving Your Automotive Dreams
Owning the perfect vehicle is within reach with our flexible car loan options. Financing for new and used vehicles, competitive rates and terms, quick approval and funding, transparent and hassle free process, are all part of our one of a kind loan services.

Clients Reviews

Success Stories

1-Client owned a paid off property which was deemed inhabitable by the town and had to be demolished. Client credit was poor, no cash to pay for the work and he was not able to get traditional finance on the property. We were able to get him a first mortgage for $150,000, he cleared all his debts, paid to demolish the client paid off a property and clear everything with the city. His credit score went up, after a year he sold the property and cleared the loan.

2-Client had 1st and second mortgage with high payments and wanted to get new 1st mortgage with better rate and we were able to get that done. The income was good but the credit was not that great. We were able to find a 75% LTV $650,000 1st mortgage as the house value had gone up and they are now only paying one payment and have cleared the debts in order to increase the credit score

3-Client had second and third mortgage on their house from Alpine credit. Very poor score and low income. We got them new second mortgage to pay off both 2nd and 3rd from Alpine. She was also able to pay off other credit card debts and bring score up. $325,000 2nd mortgage.

4-Client has 1st mortgage at good rate but have one HELOC at high rate as well as one personal LOC at high rate. They are maxed out on their credit cards and were paying high rates on all as well as high monthly payments. We were able to get them a new second mortgage to consolidate all debts to have a lower one payment at 55% LTV. $190.000 2nd mortgage closed. After one year, we will arrange a new 1st mortgage with A lender with lower interest rate as their score will be much higher.

Customer Satisfaction

APR*

Happy Customers

Get a Free Consultation

Reach out today in order to discuss your personal situation. I will guide you best based on the information you provide.
I may guide you to reach out to your own bank as that may be the best option. In most cases, your bank might not be the option for you and I will assist you in finding the best possible solution keeping your best options as the main focus. Connect today to discuss your personal situation.